WE … empower the trade

Medium-sized retail businesses have distinct financial requirements. In the ANWR GROUP, we are intimately familiar with the needs and challenges of our trading partners. In collaboration with DZB BANK, we offer precisely the support in financing matters that our retailers need.

DZB BANK: the special bank for the trade

As one of Europe's largest providers of central settlement with a wide range of loan programmes for the trade, DZB BANK provides its domestic and international customers with strong, reliable support. The skills and personality of our experienced employees enable us to develop forward-looking solutions that are specifically geared towards the wholesale and retail trades – to make the most of economic advantages, to safeguard sales channels and to satisfy all customers.

The financial division of DZB BANK not only offers custom financing, trade-specific credit programmes, special financing, leasing products and attractive investments, but is also characterised by the personal support it provides to its customers.

DZB Finance: for need-based financial solutions

DZB Finance supports the trade cooperative members financially, empowers them and thus contributes to the overall success of the cooperatives. Seasonal effects, stocks and product presentation – retailers are often faced with financial challenges that most banks find difficult to comprehend. As a specialist bank for the trade, DZB BANK offers trade-specific solutions such as programme loans for warehouses, seasonal financing, guarantee acceptances, development loans or special financing, for example for business succession.

A dynamically developing business needs sound entrepreneurial ideas and a solid financial plan. To give retailers more scope for action during the start-up phase, when planning for succession or during expansion, for instance, it is important to take a look at the overall picture and to evaluate and improve it. DZB BANK’s services help to optimise the retailers’ liquidity and financial planning and make it easier for them to adopt a confident approach in third-party relationships. The focus is therefore on

  • individual financial consulting,
  • optimising the balance sheet structure,
  • securing long-term profitability,
  • preparing for talks with the company’s principle bank,
  • and improving financial standing and credit rating.